Health insurance should feel clearer.
Laura Wellman helps individuals, families, seniors, and small businesses understand their options and choose coverage with confidence — without the call-center pressure.
- BBB A+ Rated
- Licensed in 23 states
- Independent broker, no cost to you
Compare Marketplace and private plans built around your household, providers, and budget.
Meet the person behind Insurwell.
I would be happy to help you with your health and Medicare insurance options. I can help with Group Health for employers and individuals, Medicare Supplements, MAPD's, Drug Plans, Obamacare with federal subsidies, Dental/Vision, Travel policies, and more. I have contracts with all of the major insurance companies and I'm licensed in 23 states. I work for you, the consumer — matching you with the best products on the market for your situation. If you have insurance, need insurance, or just have questions, I'd be happy to talk it through with you, your friends, family, co-workers, and neighbors. Give me a call today for a free quote!
- BBB A+ Accredited
- Licensed in 23 states
- Member, BNI Gateway to Success
- Beachwood Chamber of Commerce
What brings you here?
Choose the situation closest to yours — the details change, but the support doesn't.
Individual & Family
Compare Marketplace and private plans for your household.
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Life Changes
Lost employer coverage, changing jobs, moving, or a child aging off your plan at 26.
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Turning 65
Understand Medicare timing and avoid costly enrollment mistakes.
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Self-Employed
Coverage shaped around your income, doctors, and prescriptions.
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Small Business
Group and supplemental options that help retain people.
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Dental / Vision / Travel
Fill the gaps your primary coverage doesn't reach.
Learn moreWhy work with an independent broker
Insurance has a lot of fine print. Your conversation with your broker should not.
Real choice
Laura compares options across carriers instead of pitching one company's product.
Plain-language interpretation
Budget, providers, prescriptions, and benefits explained without jargon.
Support that continues
A named person to call when questions come up after you enroll.
“You deserve coverage that fits your life — not a one-size-fits-all pitch.”
— The Insurwell approach
Three steps. One real person beside you.
Tell Laura what's changing
Turning 65, leaving a job, starting a business, covering a family, or reviewing an existing plan.
Review choices in plain English
Budget, providers, prescriptions, benefits — the details that actually matter to you.
Enroll with support
And know exactly who to call when questions come up later.
Frequently asked questions
Does it cost anything to work with Laura?
No — as an independent broker, Laura's guidance comes at no added cost to you.
What states does Laura serve?
Laura is licensed in 23 states: Alabama, Arizona, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Missouri, Montana, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and Wisconsin. She's based in Northeast Ohio but can help you no matter which of these states you're in.
I'm turning 65 soon — when should I start?
Three to six months before your 65th birthday is the right time to reach out. That's when your Initial Enrollment Period opens, and starting early gives you room to compare your options carefully instead of rushing a decision. Getting in touch ahead of time also helps you avoid late-enrollment penalties and gaps in coverage.
What is Medicare Open Enrollment, and do I need to do anything?
Medicare's Annual Enrollment Period runs October 15 through December 7 each year, and any changes you make take effect January 1. It's the window when you can switch, join, or drop a Medicare Advantage or Part D drug plan. Even if you're happy with your current plan, it's worth a quick review — plans can change their costs, drug coverage, and provider networks from one year to the next. Laura can walk through what's changing on your specific plan and whether anything better is available to you.
Can Laura help with Marketplace/ACA plans too?
Yes — Laura works with individuals and families comparing Marketplace and private coverage, not just Medicare.
I'm already a client — can I still reach out?
Yes, current clients can contact Laura directly any time questions come up.
You don't have to sort through it alone.
Start with a simple conversation about what you need. No pressure. No jargon. Just clear next steps.
- Independent broker
- Personalized guidance
- (216) 695-0077