Terms of Use

Last updated: August 31, 2026

By using this website, you agree to these terms. If you don't agree with them, please don't use the site.

What this website is

This site provides general information about the insurance products and services offered by Insurwell, LLC, and a way to get in touch with Laura Wellman, a licensed insurance broker. Everything on this site is for general informational purposes.

What this website is not

• It is not a quote, and nothing here is an offer of insurance.
• It is not an application for coverage, and submitting the contact form does not enroll you in anything.
• It is not legal, tax, or medical advice.
• It does not guarantee that any particular plan, price, benefit, or provider network will be available to you. Availability, pricing, and plan details are set by insurance carriers and vary by location, eligibility, and time of year.

Licensing and service area

Insurwell, LLC is a licensed insurance agency (Ohio ODI #1505184 / NPN #17755846), licensed in 23 states. We can only offer and discuss products in states where we are licensed and appointed with the relevant carrier.

Medicare

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.

This is not a government website. Insurwell, LLC is not affiliated with, endorsed by, or connected to Medicare, the Centers for Medicare & Medicaid Services, or any other government agency.

Accuracy of information

We work to keep this site accurate and current, but insurance rules, plan details, and enrollment dates change. We don't warrant that everything on this site is complete, current, or error-free, and you shouldn't rely on it as your only source when making a coverage decision. Always confirm specifics with us or with the carrier before you enroll.

Your submissions

When you use the contact form, you agree to provide accurate information and not to submit anything on someone else's behalf without their permission. Please don't send sensitive details such as medical history, Social Security numbers, or Medicare identifiers through this form. How we handle what you submit is described in our Privacy Policy.

Links to other sites

This site may link to websites we don't control, such as Medicare.gov or carrier websites. We're not responsible for their content or their privacy practices.

Limitation of liability

This website is provided “as is.” To the fullest extent permitted by law, Insurwell, LLC is not liable for any indirect or consequential damages arising out of your use of this website. Nothing in these terms limits any liability that cannot legally be limited, and nothing here affects your rights under applicable insurance law or the terms of any policy you actually purchase.

Governing law

These terms are governed by the laws of the State of Ohio, without regard to its conflict-of-law rules.

Changes to these terms

We may update these terms from time to time. When we do, we'll change the date at the top of this page.